Over 100,000 copies of Suze Orman's essential book on what you need to consider to insure a care-free retirement have been sold since first introduced by Newmarket in January 1995. Orman's popularity has grown through three promotion tours, bookstore workshops, and multiple on-air visits to Q2 (where she has become the # 1 bestselling author) and to QVC (a virtual sell-out on each appearance). What's so special? The information's available elsewhere, but Orman puts it together in the friendliest, most caring and dramatic way ever. She lets everyday people tell their own stories of how naivete, failure to act, misinformation, and avoidance devastated their retirement plans.

There's Anita, a 64-year-old widow, whose savings were lost through high-risk security investments made by a major brokerage firm. ("They said they would take care of me".) And Marcia, who lost most of her mother's inheritance because she couldn't afford the estate taxes. These are two of the eight stories that demonstrate Orman's points, each one followed by guidelines, so others can avoid similar costly mistakes.

The subjects which Orman covers include: Financial advisors - getting good advice without getting taken
-- Trust, wills, gifts, joint tenancy
-- Joint and survivor benefits
-- Early retirement
-- Long-term care
-- Estate taxes and probate costs
-- Durable power of attorney

"A fresh step-by-step approach to protecting your financial future...an innovative guide to maintaining financial independence while addressing everyone's concerns". -- Charles R. Schwab; Founder, Chairman, CEO, Charles Schwab Corporation

"From baby boomer to grandparent, this book will ultimately affect us all.Orman presents compelling examples to help us secure those retirement years from possible disaster. Her information is right on target and is preented with genuine concern". -- Lou Lower, President of Allstate Insurance