Although responding to terrorist attacks and other domestic emergencies is primarily the responsibility of various civilian agencies, the U.S. Army has always had a role to play in filling any gaps in civilian capability. Should the Army adopt a hedging strategy to meet the risks of future terrorist attacks and other emergencies? The authors lay out five possible shortfalls in civilian and Army capabilities and suggest five possible responses the Army can begin today to ameliorate future risks. They also estimate the costs, both monetary and political, of the responses. They conclude that the nation needs to decide whether to bear the costs today in order to hedge against future risks.